Risk Management Systems in HART

Abstract

Risk is an integral part of human activity related to decision-making, including in the financial and economic field. Despite the fact that the chosen topic is quite popular, for example, the following authors were engaged in a similar problem: E. D. Solozhentsev, I. A. Blank, N.V. Khokhlov,A.N. Asaul, I. P. Knyaz, Yu. V. Korotaeva, but mainly the risk is assessed by these authors within the framework of a statistical approach. The need to diagnose the level of risk and its correction is dictated by the aim of increasing financial reliability. The very concept of "financial risk" is defined ambiguously due to the fact that it is formulated by scientists from different fields. For example, for A. P. Algin: financial risk is an activity associated with overcoming uncertainty in a situation of inevitable choice, during which it is possible to quantitatively and qualitatively assess the likelihood of achieving the expected result, failure and deviation from the goal [1]. Thus, to determine the level of financial stability, such an indicator as the financial risk ratio is used, which determines the ratio of attracted resources and equity capital.