Relevance of topic: the topic of financial and credit tools for the development of small businesses is highly relevant because small businesses play a crucial role in economic growth, large corporations are thought to be the drivers of generating fluidity and economic growth. However, trends of modern economies recognize small businesses as key drivers to economic growth, in the sense of that they create job opportunities, encourage innovation, they also steer competition as they challenge the influence of large corporations which keeps prices fair for consumers. However, these businesses often face
significant challenges in accessing the capital and financial resources they need to grow and sustain their operations. The relevance of this topic can be understood from several key points like cash flow management, access to capital, digital financial solutions to name a few.
